| Toledo | community in NE Yancey County served by post office, 1905-54. |
| Tolers | community in W Orange County served by post office, 1890-1905. |
| Toliver | community in SW Ashe County served by post office, 1902-53. |
| Toluca | community in NE Cleveland County at the Lincoln County line. |
| Tom Branch | rises in NE Cherokee County and flows NE into Taylor Creek. |
| Tom Branch | rises in SE Macon County and flows SW into Brooks Creek. |
| Tom Bryan Cove | N Macon County between Miller Hollow and Fall Branch. |
| Tom Creek | rises in SE Buncombe County and flows SE into Broad River. |
| Tom Creek | rises in S Haywood County and flows N into West Fork Pigeon River. |
| Tom Creek | rises in N Mitchell County and flows S into Spring Creek. |